Table of Contents

	Content	Page Number
1	Abstract	1
2	Table of Contents	2
3	Background	3
4	Introduction	4
4.1	Digital Asset Trade Experience	5
4.2	Security and Safety	6
4.3	Utility of Digital Assets	7
5	Key Concepts	8
6	Opoch Solutions	9
7	Opoch Payments	10
8	Milestones	11
9	Team	12
10	Token (OPCH)	13
11	Acknowledgements	14

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2. Introduction: 3

3. Background: 3

3.1 Bitcoin Blockchain: 3

3.2 Ethereum Blockchain and Smart-Contracts 4

3.3 Decentralized Exchange 4

3.4 Cross-chain interaction 4

3.5 Smartphone Revolution 4

3.6 M-payments 5

4. Opoch Platform: 5

4.1 Mobile Platform 6

4.1.1 Wallet 7

4.1.1.1 Social Recovery 7

4.1.1.2 Universal Mobile Wallet 7

4.1.2 Fiat-Crypto Peer-to-Peer Marketplace 9

4.1.3 Decentralized Exchange: 10

4.1.4 Future Developments: 10

4.2 Opoch Payments 10

4.2.1 APIs 11

4.2.2 Business Smart-Contract: 11

4.2.3 User smart-contract and Opt-out subscription 11

4.2.4 Payment Tokens: 12

5. Team: 12

6. Token: 13

7. Acknowledgements: 13